Check Holds

Funds availability for check deposits

Holly Cirignano avatar
Written by Holly Cirignano
Updated over a week ago

After you deposit a check, the funds may not be part of your available balance for a period of time.

The purpose of this hold is to allow time to validate the item and collect the funds from the issuer of the check. However, a check may still be returned unpaid after the funds have been made available to you.

Personal Accounts
Any check(s) deposits up to $5,525.00 will be made available the next business day.

Any amount over $5,525.00 will be held for 3 business days.

Business Accounts
Any check(s) deposits up to $25,000.00 will be made available the next business day. 
Any amount over $25,000.00 will be held for 3 business days. 


Note:

For the first 30 days, new customer's deposits are held for 5 business days for both personal and business deposits.

All CASH, WIRE, and ACH deposits are available immediately after depositing.


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