After you deposit a check, the funds may not be part of your available balance for a period of time.

The purpose of this hold is to allow time to validate the item and collect the funds from the issuer of the check. However, a check may still be returned unpaid after the funds have been made available to you.

Personal Accounts
Any check(s) deposits up to $5,525.00 will be made available the next business day.

Any amount over $5,525.00 will be held for 3 business days.
​

Business Accounts
Any check(s) deposits up to $25,000.00 will be made available the next business day. 
Any amount over $25,000.00 will be held for 3 business days. 

​Note:

For the first 30 days, new customer's deposits are held for 5 business days for both personal and business deposits.

In cases where a check you deposited is returned due to insufficient funds, a hold may be placed while we resubmit the check for payment.