Hingham Savings accepts almost all checks for deposit into our accounts. Here is a quick guide to help determine if a check in your possession is eligible for deposit:
Types of Checks HIFS Can Accept for Deposit
Checks from US banks drawn on US funds
Checks payable to yourself or the business/ trust named on the account you are depositing the funds into
Treasurer's / Cashier's checks & Money Orders
Types of Checks HIFS Cannot Accept for Deposit
Stale dated checks - checks over 6 months old (unless otherwise specified on the check itself)
Post dated checks - checks made payable with a future date
Third Party checks - checks made payable to someone else and endorsed over to you or made payable to your name 'and' the name of someone not on the account in question
Checks that have been previously returned or substitute checks - checks that have already been deposited and returned on your account or 'charged back'
Traveler’s checks
Checks made payable to a deceased depositor
Types of checks we can accept only in branch locations or by mail:
Checks from non US banks or drawn on non-US funds
In rare cases exceptions can be made. Please consult our branch staff or the customer experience team with any questions regarding the above guidelines.