Deposits, Payments, and Transfers
Deposit checks, send or receive wires, manage payment exceptions, and access IntraFi protection.
By John and 2 others3 authors14 articles
Deposits
Review check acceptance policies, funds availability hold schedules, and mail-in deposit instructions.
- Check Deposit RequirementsReview proper check endorsements, payee guidelines, and acceptable check types for deposit.
- Understanding Check Holds and Funds AvailabilityLearn when deposited funds become available and review statutory hold schedules.
- Submitting Deposits By MailMailing addresses, endorsement requirements, and processing timelines for mailed deposits.
Wire Transfers
Find incoming domestic and international routing instructions, cut-off times, and outgoing wire procedures.
- Sending an Outgoing Wire TransferReview daily wire cut-off deadlines, required beneficiary details, and submission methods.
- Receiving Domestic Wire TransfersRouting numbers and settlement instructions needed to wire funds directly into your account.
- Receiving International Wire TransfersSWIFT codes, routing numbers, and required currency instructions for incoming international transfers.
Payment Exceptions & Overdrafts
Manage stop-payment requests, understand overdraft coverage options, and review insufficient fund policies.
IntraFi Deposit Program
Use reciprocal deposits for up to $150MM in FDIC Insurance
- Understanding Full Deposit Insurance via IntraFi ICSLearn how reciprocal sweep networks extend FDIC coverage up to $150 million.
- Opening an IntraFi Account with HinghamEnrollment steps and account requirements for personal, business, and institutional depositors.
- Viewing IntraFi Balances and Monthly StatementsHow to read consolidated statements and track funds distributed across participating institutions.
- Frequently Asked Questions: IntraFi ProgramClear answers regarding liquidity access, interest accrual, and participating network bank coverage.
- IntraFi Solutions for NonprofitsProtect donor endowments and operating reserves while maintaining daily operational liquidity.
- IntraFi Solutions for Public and Government FundsMeet municipal collateral requirements and protect public funds with full reciprocal insurance.