Account Management & General Inquiries
Locate bank details, manage account signers, update personal info, and prevent fraud.
By John and 3 others4 authors18 articles
Bank Reference & Deposit Information
Find account identifiers, verify deposit insurance, and check rate schedules.
- Locating Your Routing and Account NumberFind your routing number and checking or savings account number for transfers, direct deposit, or paying bills.
- Reviewing Current Deposit RatesView current annual percentage yields and interest rates across personal and business deposit accounts.
- How Hingham Insures Your Deposits (FDIC and DIF)Learn how combined FDIC and DIF coverage provides 100% insurance on all deposits.
- How Interest Is Calculated and PaidUnderstand how interest accrues from day one, compounds continuously, and credits monthly to your account.
- Bank Holidays and Branch ClosuresCheck holiday closures and schedule your banking transactions accordingly.
Managing & Updating Your Account
Update account signers, manage beneficiaries, renew CDs, and submit closure requests.
- Changing a Signer on a Business AccountSubmit required corporate resolutions and signature authorizations to add or remove account signers.
- Updating Your Legal NameSubmit required documentation and authorization to update your legal name across your Hingham accounts.
- Adding or Updating Beneficiaries (POD Accounts)Designate payable-on-death beneficiaries, understand transfer rules, and learn how heirs claim account funds.
- Notifying the Bank of a Deceased DepositorSteps and documentation necessary for handling the accounts of a depositor who has passed away.
- Renewing Your Certificate of DepositUnderstand maturity grace periods, review term options, and renew or modify your certificate.
- Closing an AccountSubmit an online closure request, review verification steps, and learn how funds are disbursed.
Security & Fraud Prevention
Identify common financial scams, protect online credentials, and report unauthorized activity.
- Reporting Suspected Account FraudImmediate steps to secure compromised credentials, freeze accounts, and notify our operations team.
- Recognizing Common Financial ScamsLearn about the most common scams and what you can do to keep your accounts secure.
- Protecting Yourself from Social Engineering AttemptsBest practices for identifying spoofed bank communications, unsolicited phone requests, and credential harvesting.
Taxes, Governance & Support
Access tax reporting forms, manage retirement distributions, and reach support teams.
- Accessing and Downloading Tax DocumentsDownload annual 1099 and 5498 tax forms online and review delivery schedules.
- Managing IRA Required Minimum Distributions (RMDs)Review IRS age requirements, automatic calculation schedules, and distribution options for Hingham IRAs.
- Submitting Shareholder Administrative InquiriesAccess transfer agent details, direct dividend and tax questions, or reach investor relations.
Customer Support & Assistance
Connect directly with our client care team by phone, email, or in-person consultation