Are you looking to pay your regular amount due? You can log into online banking at any time to complete a transfer.


  • If you select “regular payment” and overpay the amount due, it will go towards the next months amount due, not towards the principal.

  • If you select “regular payment” and there is no amount due on the system, it may go towards principal.

  • If you want to make a payment to principal, change the "regular payment" selection to "principal"

Are you looking to pay your line of credit account to zero online? You can log into online banking and pay the line to zero by breaking the transaction out into two payments as indicated below:

Step #1

  • Log into online banking

  • Complete the system defaulted transfer to “regular payment” with the dollar amount filled.

Step #2

  • Complete a second transfer using the "principal payment" option

  • Enter the desired amount you wish to pay getting the line of credit balance to zero.

Do you want to close out the Line of Credit completely?

You will need to submit a payoff request form to our Loan Servicing Team here:

If you have any questions or need further assistance with your line of credit, please do not hesitate to contact our Loan Servicing team at 781-783-1702 or at [email protected]

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