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Providing Updated Insurance Policies

Where to send annual insurance policy updates

Sebi Ovesian avatar
Written by Sebi Ovesian
Updated over 5 months ago

All borrowers are required to maintain insurance on properties mortgaged with Hingham Institution for Savings. The type of insurance required varies per loan. Typically your insurance carrier will send us an updated policy each year. If for any reason we do not receive an updated policy you will receive a letter from us.  If we have contacted you for proof of insurance, please work with your insurance carrier and send us a copy of your current policy. You may use the following methods to send us evidence of insurance:  

Visit our online site: www.ValidateMyInsurance.com, to enter your current insurance information

Mail: Hingham Institution for Savings
PO Box 3160
Reston, VA 20195

You or your agent may fax the policy to (518) 863-7464 or you can email the policy to [email protected].

Should you have any questions, please contact our call center at : (888) 248-9499

If you need to update your insurance binder, please follow the below instructions:

  1. Names: Insured names on the binder must match the name(s) as they appear on the Loan Documents.

  2. Mortgagee Clause must read as follows:

    1. Hingham Institution for Savings

      ISAOA/ATIMA

      PO Box 3160

      Reston, VA 20195

  3. The binder/insurance policy should include the following:

    1. Premium Amount

    2. Whether the premium has been paid in full

    3. Whether there is a replacement cost

    4. Policy period

    5. Dwelling Amount

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