Using a Hingham Savings ATM
Hingham Savings never charges a fee to use our own ATMs. As long as you have an active account with a linked Hingham Savings debit card, you can withdraw cash for free at any of our ATM locations, regardless of your current balance.
Our 24/7 ATM Locations:
Hingham Branch
Hull Branch
Nantucket Branch
Linden Ponds (Residents and Staff Only)
Important Note: All Hingham Savings ATMs are non-deposit taking. To make a deposit, please visit us during branch hours or use our Mobile Banking app to deposit checks from your phone.
Using an Out-of-Network ATM
When you use an ATM owned by another bank or service provider, they may charge you a surcharge (usually a few dollars) to process your transaction.
While we can't stop other banks from charging these fees, we offer monthly rebates of up to $45.00 to cover those costs, depending on your account type:
Account Type | How to Qualify for Fee Rebates |
Personal Checking | Maintain an average monthly balance of $1,500. |
Business Checking | Maintain an average monthly balance of $1,500. |
Student Checking | Enroll in Online Banking with e-Statements and opt-out of paper checks. |
Note: If you meet the criteria above, we will automatically credit your account for surcharges charged by other banks, up to a maximum of $45.00 per statement cycle.
Frequently Asked Questions
What happens if I don't meet the balance requirement?
If your balance falls below $1,500 (for Personal or Business) or you haven't switched to e-statements (for Students), you will still not be charged a fee by Hingham Institution for Savings, but you will be responsible for the fees charged by the owner of the other ATM.When are the rebates applied?
Rebates are calculated and applied to your account at the end of each statement cycle.Is there a limit to how many rebates I can get?
You can receive up to $45.00 in rebates every month. For most users, this covers about 10–15 out-of-network ATM visits!